Website Terms of Use
Last Modified: October 7, 2025
These Terms of Use ("Terms") are entered into between you ("User," "you," or "your") and Scott Private Lending, LLC ("Company," "we," "our," or "us"). By accessing or using our website (the "Website"), you agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use our Website.
1. About Scott Private Lending
Scott Private Lending, LLC ("SPL") provides an informational platform that connects potential private lenders with potential borrowers for business or investment purposes. We do not make or arrange loans, sell securities, or provide financial, investment, or legal advice. Any information provided through the Website is for general informational purposes only.
Submitting an application or inquiry through our Website does not create a borrower–lender relationship, a client relationship, or any obligation by the Company to offer or arrange financing or investment opportunities.
2. Acceptance of Terms
By accessing or using the Website, you agree to these Terms and our Privacy Policy. We may update these Terms periodically, and any changes will be posted on this page with the updated "Last Updated" date. Your continued use of the Website after changes are posted constitutes your acceptance of those changes.
3. Eligibility and Use of the Website
You may use the Website only for lawful purposes and in accordance with these Terms. You agree not to:
Use the Website in any way that violates applicable law or regulation;
Attempt to interfere with the proper functioning of the Website; or
Submit false, misleading, or incomplete information through any form.
You represent that all information you provide through the Website is true and complete to the best of your knowledge.
4. Submission of Applications or Forms
Our Website allows users to submit applications or inquiries to borrow or invest. By submitting a form, you authorize us to review your information and contact you about potential lending or investment opportunities. Submission of a form does not guarantee approval, funding, or participation in any transaction.
All information you submit is subject to our Privacy Policy, which describes how we collect, use, and protect your personal data.
5. Consent to Electronic and Text Communications
By providing your contact information, you consent to receive communications from Scott Private Lending, LLC by email, phone, or text message, including updates or information related to your inquiry, application, or potential lending and investment opportunities.
Text message communications are sent only to users who expressly opt in. Message frequency may vary, and standard message and data rates may apply. You may opt out of text communications at any time by replying “STOP” or following any instructions provided in a message.
Consent to receive text or electronic communications is not a condition of applying for or obtaining any services or opportunities through the Company.
6. No Financial, Investment, or Legal Advice
All content and materials on the Website are for informational purposes only. The Company does not provide financial, investment, tax, accounting, or legal advice. You are solely responsible for evaluating any potential transactions or opportunities and for obtaining advice from your own professional advisors.
7. Intellectual Property Rights
All content, features, and functionality of the Website—including text, graphics, logos, icons, and design—are owned by or licensed to Scott Private Lending, LLC and are protected by U.S. and international intellectual property laws. You may not copy, reproduce, modify, distribute, or create derivative works from any content without our prior written consent.
8. Reliance on Information Posted
Information presented on or through the Website is made available solely for general informational purposes. Although we strive to ensure accuracy, we do not warrant that any information provided is complete, reliable, or current. Reliance on any information is at your own risk.
9. Third-Party Links and Content
Our Website may contain links to third-party websites or resources. These links are provided for your convenience only. We have no control over the content, products, or services of those third-party sites and accept no responsibility for them or for any loss or damage that may result from your use of them.
10. Disclaimer of Warranties
The Website and all content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. The Company does not warrant that the Website or its content will be accurate, reliable, uninterrupted, or error-free.
To the fullest extent permitted by law, the Company disclaims all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.
11. Limitation of Liability
To the fullest extent permitted by law, in no event shall Scott Private Lending, LLC, its affiliates, or their respective officers, directors, employees, or agents be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or relating to your use of the Website, any linked sites, or any information obtained through them.
12. Indemnification
You agree to defend, indemnify, and hold harmless Scott Private Lending, LLC and its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees arising out of your violation of these Terms or your use of the Website.
13. Governing Law and Jurisdiction
These Terms and any dispute arising out of or related to them shall be governed by and construed in accordance with the laws of the State of Utah, without regard to its conflict of law principles. Any legal action or proceeding shall be brought exclusively in the state or federal courts located in Utah, and you consent to the personal jurisdiction of those courts.
14. Changes to the Terms
We may update these Terms of Use from time to time. Any changes will be posted on this page with an updated "Last Updated" date. Your continued use of the Website after such updates constitutes your acceptance of the modified Terms.
15. Contact Information
If you have any questions about these Terms or the Website, please contact us at dealteam@scottprivatelending.com.